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TIP: Buy a used vehicle; preferably 3-4 years old with a maximum payment term of 36 months. If it takes over 3 years, you can't afford it.

Vehicle PriceDown Payment
Trade in AmountOwed on Trade
Interest RateSales Tax Rate
Term (months)Start Date
Savings Tip: Hide your credit cards. Take your credit cards and put them in a safe place in your home, not in your wallet where it's easy to spend them. If you argue that you need it for emergencies, just be sure to keep a small amount of cash hidden in your wallet for these emergencies.
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